Background and Current SituationI currently own a home in Clovis, CA with $472k owed on a $487k mortgage.

If you have a decent equity position you can do a HELOC on the property to build the ADU.

Many cases of 90% LTV anything do not exist, and 80% LTV anything do not exist much either (unless it is a purchase on a rent ready property or a delayed purchase).

Currently shopping around for a convention loan for first home to house hack.

@Olivier ChaineIn all trust deed or mortgage documents written by instructional lenders that I’ve come across, a change in ownership/manager structure of an LLC holding title to a property is a violation of the “due on sale” clause, so from a purely covenant violation sense purchasing the LLC doesn’t help you.  

The thought came to me because people pay a premium for new construction but then each year systems get older, so you are really banking on the value of the land.Thanks!

I have just purchased a small SFH 2/1 in Miami that needs updating and I am looking for a contractor that can help with the job.Any guidance or references would be extremely appreciated!

Birds of a feather flock together!

I'm just looking forward to the future when I may wish to invest in a syndication through a Roth IRA.

On a the main st, mine is on a dead end with only one house past mine.