My point is that insurance premiums for those that pay for their own policies will start to effect people's DTI, no different from credit card debt.  

He came with all tools that we needed and a trailer to remove all debris to the dump.I designed the kitchen at my local Home Depot and had them email the design to the local store which I purchased using my credit card.

She even took some of my cards to give to other people! 

They offer a ton of great member benefits beyond the networking and education like a passport unlimited card (Google this), Home Depot discounts, Sherwin Williams bi-annual rebates, classes, weekend seminars/work shops and the list goes on.

You could simply give them your card and say if the seller changes their minds let you know although you might have purchased other properties by then.Either the seller is unmotivated or they are trying to play buyers off each other for a higher price.

- History of Successful Flips- Flipper is financing part of the Flip- Flipper has an LLC - Flipper has website / business cards- Flipper has "team" in place- Education/experience of Flipper / Team (not directly in flipping)- Network of flipper- Gut feeling about the competency of the flipper- Documentation of the numbers for the deal

@Chad Clanton I have had two properties broken into.one a small rehab - paint sprayer and some tools were stolen - no material.

A car loan or credit card debt could be the difference between an approval or denial.  

Most well off investors take cards off the table to secure their best properties.

For example maybe have one phone number for post cards and a separate phone number for yellow letters.