I've been content to wholesale, stow away cash, and keep a strong credit profile for when things bottom out but a "brain fart" popped in my head.  

They offer special perks and better terms usually.

My issue comes with my DTI ratio being too high to have both properties on my credit report. 

May have a better chance if it was a small local servicer, credit union, private money lender.

Great tenants, want to keep this one.four properties on a business line of credit, interest only, the interest rate just increased to 6.5%. owe 200k, monthly payment around $1,074.  

Someone mentioned to me that it could be presented to bank for an amount and ask for a credit back for repairs.

These can eat up a significant amount of water.Shut the water main off and see what happens.You can also contact the water company, explain the home is vacant, and ask for a credit.

@Brian Orr Give me a little credit for starting my day at 3 am.

It's come time for me to sort out my insurance and I thought I could set it up on monthly payments and this might be a good way to help me start building a credit rating, but it seems that in general, insurance companies won't report to credit agencies unless it's negative. 

They were to get their own loan in a year, after raising their credit score from 540 with payments via EFT from his paycheck.