However, there are a handful of states where you are required to have an attorney handle to closing.The only real difference is price and what the state law requires.

I haven't had too much trouble finding financing, but am in a position where I have very good credit and cash on-hand, so I'm reasonably low-risk.

If you decide to bid at the auction, be sure you have the cash in hand.

Finding a cleaner is the challenge in a market where (as you experienced first hand) has a limited supply of persons looking to work.

As far as foreclosures, you literally need to have the money in hand if you buy from an auction.

There are a handful of reasons why you could get a second loan, relocating 100+ miles away, or significantly upsizing your home due to a growing family ect, but simply waiting a year and getting a second loan isn't necessarily going to work unless you refinance that first loan. 

I'll DM you a handful.

You are paying someone to do this for you so you don't have to hand-hold. 

They allow you to hand for a low amount and will work with you to beat all prices.

It is a a mess, several years of deferred maintenance and a couple handfuls of loose ends tossed in for extra measure.