When you refinance, banks look at your property's value, not your personal credit.

Hudson really an investors challenge is determining if how much cashflow they want vs cash.The inherited house demonstrates this:1) You didn't mention the mortgage PITI, but assuming it's low, you should cashflow well and even more if you have tenants pay the mortgage off over time.2) You could also do a cashout refinance, up to an amount that allows the rent to comfortably cover, and use the cash for further investments or personal use. 

What I'm trying to say is that I recommed giving us more details or if you don't want to put personal info on the internet find a in-person tax professional or accountant who is familiar with rental property taxation to determine your eligibility for deducting rental losses and ensure that you're compliant with tax regulations.

Was looking at DSCR so it was easier than compiling so much info on our personal finances. 

Bill's point is dead on for tax purposes. 

No accommodations for Level 2 charging will be made without evidence that an EV will be charged regularly at the Property.If practical and installation can be achieved at a reasonable cost, either a NEMA 14-30 or 14-50 outlet will be provided to the Tenant to connect Tenant’s personally owned EVSE.

It’s frustrating to them and agents because they waited to ask in person questions to an agent who cannot answer them. 

Personally, I just post on line the rental thats available and see who replies just to see if its needed in that area before I purchase 

That all revenue generated would have to stay in the company and couldn’t be used for personal things.I’m trying to find a way to use my God given talents and the only one I seem to have is in Real Estate hahaha.

Best to just combine them for the purposes of this transaction.