I get the bill a month later & it's a $600 cleaning bill ( 6 hours billed @ $100 per hour).BAM!

Accessory Dwelling Unit (ADU) that we lease to a long-term tenant on a month-to-month basis for $2,850 per month (inclusive of all utilities), and a 300 sqft.

I am 15 minutes from Disney, with normal traffic, and have a nice place with full 5 star ratings and we're just battling the bottom feeders here all day long. 

Open a new application with an actual lender that isn't going to charge 12k in origination fees. 4.5% origination on this deal is insane, the broker / lender are ripping you.If you take this to another lender as is (not great credit, no experience, light rehab amount) you would likely get denied again. 

Then sell property, record sale price and fees you paid.  

I am a bit confused as to why you have a $7,600 swing by changing entity type, I could see it causing some difference in accountant fees at the very least if you're including them in that, and maybe something with SE tax, but $7,600 for a new business seems a little much.

This includes the rental income, PM fee, any repairs, etc.

Ex. you normally do STRs and you are looking to finance a mixed-use multifamily deal, and you don't mind paying the 2% in broker fees to lock down financing.

The average lender probably charges in the $1,200 - $2,500 for their closing costs, while title/escrow has their own fee's to insure the transaction (in Texas we are promulgated so our title fee's are pretty straight forward, no clue in MD). 

However, both Free and Pro Monthly members have the option to download for $99 per state.If you are interested in upgrading your membership to access the free downloads please reach out to our support team at [email protected] hope this helps, and please let me know if you have any other questions I can help clear up!