Once my credit has be updated and my score increase, I feel I'll be in better position to obtain a loan from a bank.

ALTERATIONS Tenant shall not make any alterations, improvements, or additions to the Premises, including without limitation) drilling into, or securing any fixture, apparatus, or equipment of any kind to, any part of the Premises, without first obtaining the written consent of Landlord in each instance.

However you have to put the cost of raising the cost price of the apartment complex and see if any reasonable positive cash flow can still be obtained.

Not only did I obtain a property, but  I am now closing on the sale of that property in 9 days for an $87k profit.

I can't think of any other way to obtain the list.

The past year and half I obtained a gas card for $3k under the business Tax Id. 

RSA & RSD are both single family zoningRM is used for Multifamily zoningIf you have a property with RSA / RSD zoning and you would like to use it for multifamily 1-4 units you will need to obtain a variance.If you would like to get information on a specific property in Philadelphia use Atlas.phila.gov* this is a very high level of multifamily zoning*

We'll be paying cash, so we won't have the issues of trying to obtain financing for a non-owner occupied property.I have a background in social work/affordable housing/fair housing issues, so while both of us work full-time now (I run our travel business and my husband has a W-2 job), eventually, I will likely run our real estate investment business full-time.

I would like to thank everyone for the comments concerning my first question.Question 2: From reading some of the posts it seems that it is pretty unlikely to obtain financing in which cost of repairs are rolled into the deal.

I obtained the address through the property appraiser using the folio number listed on the MLS.