I guess the moral of that story is do not give anyone the green light until you're actually ready to hit the gas?

I can throw a rock and just about hit Tam High from my front yard.I would really encourage you to take heed from the lesson @Cory S. imparted.  

But for me, it boils down to the rationale that when I fall on hard times when the black swan comes around, I will not lose that precious asset, even with the worst of situations hitting me, because only uncle Sam could take it away now, but compared to other bills, taxes are cheap (at least relatively, my property taxes are cheap for now).

I think you hit the nail on the head with this one. 

Location/Area - we don't invest in YOUR communityThe hits keep coming.... 

:) if you are from SoCal or Midwest and just wanna chat hit me up!!!

if you're over 20% equity and in good standing, there is no reason for them not to agree. i cancelled mine as soon as i hit that on my primary. don't need to prepay a nanny to do this for me.

Hit me up and I can take a look at the parcels and tell you what your options might be.

Our residential property ($250K property) will be paid off as well in 2023.Looking to have a nice round number of 10 rental properties in my portfolio, cash flowing at least $5,000 to supplement my pension that will take a hit from inflation. 

Value add real estate development will take a big hit.