You are finishing up a fix n flip with a lender? 

For a beginner to secure a fix n flip loan on a 100k purchase price you will need 25k -30k.  

Hello BP,
So i have primary residence now on rental with cash flow of 450/month. have equity of 95k.
I want to fix and flip/ sell and have 20k cash on hand what's best way i can do this regard to financing / purcha...

And how they figure fancy guide books for the property with little stamps here n there and foo-foo this an foo-foo that, THAT's a person with Host potential. 

There's three main factors in the fix n flip/hold program. 

If a fix n flip you could get 90% if you have experience but 80% there if you do not.There's just no way to pick up a 525k asset in FLA with no money. 

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That's a nice score.If you have no experience we will work with you, but you have to understand no experience doesn't afford you the best of the best of what a fix n flip product has to offer. 

But now with having to spend 4 - 5 points to get that bottom number on a pricing chart which is only 6.4% or so now, I see people paying less fees for an ARM product and not get locked into a rate for the longterm right now.Hard Money is great for the fix n flip because of the included rehab funds, so if you are a contractor or have a great relationship with a contractor then you can just churn out those 25k - 30k profits every 3 - 4 months.For Long-Term Rental products, HML is good but you can get better at your personal bank or credit union as far as a mortgage price, but those lenders will not lend to an LLC and they have all kinds of qualifications.