In this case, the chosen line was apparently unusual enough that TurboTax and a CPA disagreed where the value goes and what it means, but neither could fully justify why.

Are there recent comps in the area that would justify that low of an offer?

Usually it means I didn’t justify my value to them in some way.

The tenant usually rambles way too long, personally insults me, and makes excuses that are not justified or backed up by any evidence.

The reason I am justifying such a high interest rate is because I do not currently have skin in the game and this is the price I am willing to pay to start my portfolio.

If not, I would replace with black windows and though it’d be more expensive, I would do them the full height of what I suspect to be the original openings if the cost justifies the end goal.

Where do the lines get drawn and how can I justify those decisions with resale in mind?

I wouldn't consider this quote a "law," but I definitely wouldn't overpay or justify a bad deal.

Something the underwriter can put into the file to justify the amount of loan they approve and 2.

Additional profit may be justified by a quicker close; a sure sale, etc.