I’ve been reading about DPA programs but I’m not seeing any listed for Duval County... am I missing something?

I did the self-coaching program from Brian Buffini and it was great to get a solid start! 

{Tip: you can get down payment assistance through grants and programs, set with a Mortgage or Real Estate Broker because they can point you in the right direction.

Scenes and automations are straight forward easily programmed in SmartThings and Samsung made some big improvements in that recently.

The goal is to convert the debt to 30-35 year fixed using a federal loan program as this is a long term hold property. 

Are you talking about low down payment programs specifically? 

Maybe since the government has been focused on the "essential businesses", they should have also focused on the "essential financial responsibilities" of the tenants when they decided to send them stimulus checks, and much like the Section 8 Program, made sure that the first payment from that check went to the tenants rent payments...or is a place to live not considered to be "essential"?

Here is the Ontario program:  https://www.ontario.ca/page/af... 

Depending on the loan program, the bank may count part of any potential rental income.If you run into trouble, it may be worth considering a commercial loan.

I dont really like the idea of trying to get a decent tenant at the moment. luckily this property (duplex) will still cashflow at 40% rent reduction so its better than nothing.thanks for any advice.Develop a promise to pay program.