I purchased this property with hard money lending to close the transaction 2 weeks back.

I currently live in my house in SW Washington that I purchased with a USDA loan in 2013.

I will not do anything for less then 20% net cap, cash purchase.

I am wondering what the work around is to purchase properties without it counting towards my DTI.

So many of my out-of-state clients from California are successfully purchasing flips, BRRRRs, and buy and hold deals here at a very cheap price point, cash flowing, and have tons of appreciation.

They also have access to our PM's online portal so they are able to look up a lot of information on their own if they have any questions.

@Jason GriffinRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Purchase price: $200,000 Cash invested: $5,000 Sale price: $251,000 Contributors: Peter Vekselman Partner Driven, in collaboration with Seth Choate, successfully completed a deal on E Church Street, Stockton, CA.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

This could be a good or a bad deal, we don't have enough information.