BTW, the $24,898 I posted is "the total cost of full-time attendance" to UNC-CH and covers the following (*see below): Tuition $8,834, Room $6,292, Board $4,926, Books & Supplies $1,442, Travel $810, Health Insurance $1,088, Loan Fees $58, Personal $1,448 BS degree: 1100/week (57200) statistical average (25% bracket), with "real" tax at 16.5% using the IRS source I posted earlier, $1100 * 52 * 83.5% = 47,762 The "degree" part is $35,336 total over 4 years... and with a statistical average return of $47,762 per year for a graduate's lifetime, I'd say that's a good return.

The risk of mold does concern me...for the obvious health reasons.

I've never heard of a scenario where that has happened and was hoping you might know of one that you could share.Your argument does not illustrate why there might be an advantage to paying a high priced lawyer to set up a complex entity structure instead of just paying for a significant amount of liability insurance.I could get in a costly car accident anytime I leave the house.  

I think it illustrates the importance of talking to a few HVAC technicians (not just one) to better understand the whole cohesive picture on a property-by-property basis.

Health costs are so astronomical, that I'm scared that if I were to break my arm or leg I'd lose everything I've worked for .  

The color pink was very annoying, but because it's made of cardboard, not waterproofed, it will disintegrate at the first rainstorm, creating a holy mess in the area.I found out later it's a $50.00 fine per sign, and based on the $13,000 penalty the guy was complaining about, he must have hung 260 signs in the neighborhood, and if all of them will get messed up in a rainstorm, it would create a major health hazard.The other issue that got me annoyed was it's a "we buy cars" advertising, is I had a "tire and car care business", he placed one of the signs on the pole in front of my business knowing I also sell used cars.

(A) A landlord who is a party to a rental agreement shall do all of the following:(1) Comply with the requirements of all applicable building, housing, health, and safety codes that materially affect health and safety;(2) Make all repairs and do whatever is reasonably necessary to put and keep the premises in a fit and habitable condition;(3) Keep all common areas of the premises in a safe and sanitary condition;(4) Maintain in good and safe working order and condition all electrical, plumbing, sanitary, heating, ventilating, and air conditioning fixtures and appliances, and elevators, supplied or required to be supplied by the landlord;(5) When the landlord is a party to any rental agreements that cover four or more dwelling units in the same structure, provide and maintain appropriate receptacles for the removal of ashes, garbage, rubbish, and other waste incidental to the occupancy of a dwelling unit, and arrange for their removal;(6) Supply running water, reasonable amounts of hot water, and reasonable heat at all times, except where the building that includes the dwelling unit is not required by law to be equipped for that purpose, or the dwelling unit is so constructed that heat or hot water is generated by an installation within the exclusive control of the tenant and supplied by a direct public utility connection;(7) Not abuse the right of access conferred by division (B) of section 5321.05 of the Revised Code;(8) Except in the case of emergency or if it is impracticable to do so, give the tenant reasonable notice of the landlord's intent to enter and enter only at reasonable times.

For example a leaking roof repair may be necessary for health & safety, however upgrading to granite counters may not be.If the estate passes on to heir, they may “own” the property & may have the right to redeem if it still within redemption period.

One of them have critical health issue.

I appreciate your time and input and all the success and good health to you.