Account Closed A correction is always occurring sometime, somewhere in this country. 

Something I learned to late is to convert them to a tax free account and make up the tax and penalty by possibly being able to invest in a place other than the stock market by having a true self-directed IRA.If I was younger and was more aware how things worked I would be much better off when, and if I did, retired early and spent my later years on retirement by having financial freedom. 

Account ClosedUnfortunately I have seen this happen multiple times. 

You write the check the credit card send you into your own checking account (must be the same name as the checks issued for) and you get cash in the bank.Usually, there are fees 2-4% up front and then 12-15-18 months 0%.You use it as cash.I am not sure if it won't show on your credit when you apply for mortgage but it sure doesn't show on any credit reports.

Originally posted by Account Closed:@Matt K.

Appreciation prediction is difficult.   3) the index states it takes into account long term appreciation but was not clear if this was a forecast forward or a look backwards.  

And be sure to check with folks other than your family banker (where you carry all your accounts) - you'd be surprised how much price / term shopping can save you on each deal, especially early in your process.

They can also pay with their checking account which has no fees.2.

@Brian Bertschi I see this is your fist post so welcome to BP.First 6-7% is not bad historically.

@Ryenell Simon I'm a newbie so I haven't gotten that far yet 😊 But to my knowledge you can pull up one of your local title companies online and register with them for an account.