Assuming you got past the other issues I have highlighted, you would likely be better off with a 1st loan that was longer than a 5 year term.

Well he is going to take his sweet time and focus on other jobs instead of your job because he has bills to pay, and there is no profit for him in your job. think about fast food.

@Tom S.So Tom, in order to get a food loan from a bank maybe I should by my house first and then after that do some selIer finance deals?

You can't cook food in A.

Highlights of that 1.1 star average review profile are phases like "Treats people like garbage," "Rotten human being," and my personal favorite "One of the most despicable human beings I have ever had the displeasure of coming in contact with."

v=-Ls3KDa7PMY&feature=youtu.be&t=4439Those are just some highlights, although I think the entire interview is worth watching.

What do you think the two agents will say to the REB knowing their license is on the line and they might not be able to put food on the table??

They also have made efficient use of the backyard using it to grow a lot of their own food. 

Make sure you serve food, and think about having a giveaway (tickets to an event, gift cards, etc)

John,Greg highlighted a lot of alternatives.