Yes, you do.The permit governs the constructionGThe good news is that a building permit is not needed to fix a leaky faucet.

With a recession around the corner, most investment funds / smart money park their money in high wages cities like in Texas or safe havens like washington DC where you got high paying government jobsIt looks like the only thing going on in cities such as Detroit and Cleveland is real estate pumped by out of state investors. 

We were moving towards the closing of the loan, but the government got shut down...

Louis City-County Governance Executive Summary

Has anyone used government loans or grant to build workforce housing?

Go where the government appreciates your business.

I think the fees typically range from $200 to $300 per closing and you can expect to spend about 2 hours total on the closing (printing/reviewing documents, gathering signatures, scanning/faxing to title company, mailing originals).

Fees and taxes are only hidden if you didn't read the fine print.

I also downloaded a Fannie Mae Form Uniform Residential Loan Application, and it looks pro, but I haven't read through all the fine print yet to see if permission to pull credit, etc, is included.I found a tenant screening service here on BP, RentPrep, and I would think that it would be the same information I need, but not sure if it will work legally to use as a loan application screening instead of a rental screening. 

If their story doesn’t add up, they just joined Airbnb, no government ID, etc, I try to find more info..