But, there's clearly money to be made for those with the appetite to take those risks on.  

As a buy and hold investor, 1-2 solid properties a year satiates my appetite for now.

I've been debating whether I should only charge him a partial amount for the carpet since $1000 seems excessive for what might have been an accidental spill.

Canadian individual and corporate taxpayers who own LLCs can wind up with total tax rates in excess of 70% on income earned by the LLC and 50% on capital gains once all cash is in the hands of the individual owner.

Circumventing foreclosure laws leads to other issues.If a seller just files a QCDeed for default they are circumventing FC laws, a borrower could have improved a property taking their equity in excess of your stated amounts, don't forget appreciation that goes to the borrower or buyer.

These are the areas where wealthy investors are parking excess cash and/or speculating on appreciation.

So we thought... maybe that bank is changing their risk appetite. 

@Tim Miller - Thank you for explaining the utilities and separate clauses for excess use because we all know that can creep up on a landlord.

After the stabilization period that comes with the transfer of ownership of real estate, and starting to execute your business plan, you’ll find a lull of activity and an excess of capital with no place for it to be put to work.

That seems super excessive.