Does anyone have or recommend any calculators (online or excel) for seeing numbers on rentals, BRRRRs, short-term, etc?

I admire how you put yourself out there to learn in the real world and talk about specifics instead of trying to do it all in Excel -- I think that's what many people miss.Siempre adelante!

Given the overall tone of your post I would agree an index fund is probably a better choice for you

(forced appreciation) It could be accomplished by purchasing the property for less than what it's worth but that's very unlikely for a property in excellent condition.

There are a couple of Great properties currently listed in Tallahassee that would make excellent house hacks.

My 2 cents: I could be wrong, but from reading your posts it feels like you might ready be trying to talk your way into this situation as being a good investment choice just so you can keep the house in the family.

@Clare YuritchI have a seventy-year-old-plus boiler in excellent operating condition at one of my properties. $6K to replace a boiler of any size is CHEAP.

@Brian J Allen Is an excellent realtor in the Worcester area!

If it was my choice I would have gone for architecture technology.

I'd rather have as little of my own money in a deal as possible, so if my only choices were 20% or 25%, I'd choose 20%, but honestly, I try to find ways to keep all my money out of the deal, period.I'll borrow so I can offer cash on a property and get it at a cheaper price so that when I refinance, even though they keep "25%" equity in the house, the refinance is on a higher value than what I paid.