I think you need to write down your goals....it seems to me you know what you want as a long term goal....but concentrate on short term goals and follow through.

Nice variety of opaque window films in single or multi colors/designs.

 Is the umbrella policy not designed to protect each individual property from each other?

I'm Keianna Rae Harrison an investor (fix and flips primarily), interior designer and home stager based in Indianapolis, IN. 

Car ports are usually designed to be outdoor spaces, usually with siding or some other exterior surface on walls.

See project examples at https://multifamily.phius.org/ Partial prefabrication reduces construction cost by 5%, and designing for constructability can further reduce cost by thirty-nine percent.

That forum is designed specifically for this type of question. 

But we have learned a lot about reserves (banks may not extend loans on buildings without reserves), the value of being pre-approved for a loan, scrutinizing condo regulations carefully, and, especially, working with a realtor you can trust.For orderly thinking people like accountants, the entire real estate business can be rather tortuous and exasperating but fortunately for me my husband is in sales so he "gets" that side of the process so that I can concentrate on running the numbers. 

My goal is not to own hundreds of single-family houses, but rather concentrate on small commercial multifamily that will give me good ROIs.

In an active investment, boots on the ground are critical and you want concentration where you have a strategic advantage, which is usually your backyard ... if you want to diversify, then buy a passive investment like a REIT or S&P500 index fund and be done with it.2: 6-8% has been the long run average appreciation rate over the last 40+ years, and for almost that entire time it has looked expensive compared to other markets if going on price alone and people have been saying it won't keep going ... ask some old timers and look at the historic data if you don't believe me ... if you are talking about just this cycle, you may be right, but if you are talking long term, which is where your head should be IMO if you are getting into buy and hold REI, then I think the underlying supply and demand fundamentals are solid.