On the list I can see that the delinquent taxes are ranging from a few cents and up to about $6k (only 1 person this high), I am new to this but I imagine that these are tiny numbers as compared to what some of you see, I just happen to live in a very small county in middle TN.

@Joseph Abbott that might be tough to get a traditional loan with a credit score of   534.

My HOA is going through a similar process of comparing vendors right now.

Well, we aren't really interested in a traditional duplex.

I'll agree with @Omar Khan about the IRA, but traditional vs Roth comes down to a tax rate question. 

Hey guys,  Im thinking of shifting my traditional checking/saving account and mortgage to a manulife one account which my broker has suggested so I can be ready to pounce on a house and properly conduct the yellow letter direct marketing offering cash when they want it. 

With all current comparable of 2/1 in the area with same sqft is around $385k-$400k, I converted to 3/2 with permits our contractor and I ran into many challenges with the city inspection and also tried to stay within budget.

Secondly, like many I thought the Colorado market was a little too hot and certainly, in Denver and surrounding areas, it is a little too steep for traditional solo investing.  

This area is tricky as there are several spots where the demand is high, but the pricing is just too inflated when compared to other areas.

Also the properties sell for less than half compared to the “ good “ side of town .