Is this common or am I stressing out for no reason?

Its commonly used in Deaborn Michigan to accommodate the muslim population there for the same reason. https://www.npr.org/sections/m...

The drop and swap refers to the sale of your relinquished property where you drop the property out of a partnership into individual names as tenants-in-common and then sell and 1031 Exchange, which has certain risks to work through. 

Is that common this times or is it just not profitable to invest in RE here pls someone answer what would you do.

Any sense of if this type of loan structure is widely common or specific to your locale?  

In your more northern clime though, gas heat is probably more efficient than electric heat pumps which are common around here.If the tenant really really wants an electric dryer, I'd offer to split the cost with them.

Look at comparable sales to see what kinds of features and finishes are common for properties in that price range. 

Little things that can add up to  be big things financially like garbage, water & common area electrical, landscaping.   

Yes Tornadoes are more common in the midwest but yet are still very rare events, much less a F4 or F5 tornadoe capable of mass damage.

Population Growth in United StatesSeries : US Census ACS 5 - Population Estimate (2000-2018)Population growth is one of the most common and important measures when doing due diligence for Real Estate Investment.