@Theresa Harris @Peter Tverdov Why is a larger down payment of 20% on a conventional loan a better idea if the interest rate is gonna be the same for both products?

Just like conventional it took me 3 mnths (much better than 8 months I spent during the COVID time) to get my refi sorted.

I  also got some of those ultrasound plug ins for the units which may not do anything but made the tenants feel better.

I would prefer to keep the tenant than to find new tenants so weighing what is the better option and what others have experienced.Thank you in advance!

Is Euclid a better choice for cash flow rate then?

After many years in the industry, my experience is that most buyers are going to be much better off using a good buyer's agent.

Now you're locked into him for a while....I would send him an email (so you have a better record) and insist that he respond within 48 hours.

B is better. 

However, maybe there are better insurance brokers or options that I am not aware off.

If for example a home is selling for $225,000 it will have an estimate of $1,462/month.With 25% down the calculator shows: $1,023 per month Principal and interest $806Property taxes$125Homeowners insurance$92How can I get a better idea of the total including everything?