They should have a good idea of comp adjustments, but again they are probably getting these from appraisers.Please, feel free to message me anytime if you have other questions or just want to chat!

Most are free or marginal figures to buy templates and adjust as you see fit. 

I'm thinking that I will enable auto rent payments again after this is over and adjust it to include the repayment of any missed monthly rents, to be spread out over 6-12 months.

They offer an LLC (or sole proprietor, doesn't matter) 5 year adjustable, based on the current 5 year treasury note (currently about .5%) + 3.25%.

Given the uncertainty there will likely be alot of adjustments in policies, rates, underwriting guidelines, consumer confidence, etc. and people, governments and industries struggle to find what works best to solve problems and to solve the problems that the solution to their problems unexpectedly created, there may be more volatility in the real estate industry than usual.  

Interest rates were adjusting up and down quickly but seem to be starting to steady.

My son signed a lease to live in the FRAT house in the Fall so if Universities don't open up,  its going to suck for me to have to pay $1300 a month for him to be sitting in Los Angeles doing his classes online instead of living in the FRAT house.I am hoping if this happens that there will be some type adjustment to the lease, but I am not holding my breath on that one. 

1 Original Cost $180,000 2 FMV at conversion $340,000 3 Depreciation taken $30,000 4 Adjusted bases if sold at gain (#1 - #3) $150,000 5 Adjusted basis if sold at a loss (lesser of #1 - #3 or #2 - #3) $190,000 6 Sale Price $400,000 7 Capital gain (#6 - #4) $250,000

It's possible they would adjust their numbers with appropriate info from you and/or the contractor, but before doing so, it's good to also get numbers from the contractor, based on the consultant's reportThird question, how much input do I have on the selection of the consultant?

Two of the common areas of concern for HELOCs I see out there is the 10 year maturity date and the adjustable rate.