Here's what I found out:9 Units:4 duplex's 2 Units per Duplex 2 BD 1 BA ~900SQFT1 x SFR 2BD 1 BA ~900 SQFT3 units have pets which he charges 60$ per pet per month.3 (595$) units are on Mo/Mo6 (595$/mo) units are on Lease100% Occupied, 2 Duplex's have been remodeled, SFR has been remodeledSFR occupant is Maintenance who is on 10$/hr rate for repair 24hrsOwner pays Water and Trash.Roofs are 7-10 years oldOwner is willing to do seller financing.Asking 489KMy numbers ran on this is 350K and hoping it is not a low ball offer. 

Because of this I do not pay any wage in the burbs but I do get hit with an occupancy tax.

There is typically a Use & Occupancy inspection on property sale and on varying schedules with rentals, such as annually or on tenant turnover. 

If the person is attempting to purchase a hud home as an owner occupant, are they given preference over investors?

I owned a home now which is are primary occupancy, but I like some input on my creative think with out breaking the law. 

., or any other Entity type, or just own it myself with liability insurance.What kind of programs are out there as far as lending for owner occupant properties.

There are horror stories in every occupation.

@Natalie Schanne Where are you getting the 98% occupancy #?

It reads:With occupancy rates above the long-term average, rents are still rising but the rate at which they are rising now changes: rent growth is no longer accelerating, but rather decelerating.This is a precarious time in the real estate cycle.

When Houston corrected a few years ago, class A occupancy rates and rents really got hit as $100K oil jobs fled while B/C vacancy and rents have held up pretty well.