So we had a listing on Zillow and a con-artist from out of the country.  They took all the photos of the listing as well as details about the property. Except they changed one major thing---the priceThe property is a ...

The agent was unable to get verification of the EMD and then failed to cancel the PA when he did not.

I would argue this is zeroing in on trusts because of the term "straw buying" and "identity theft" which eludes to historically fraudulent uses of them.

I'll stop, Dion might want to comment along these lines, might not, put just pointing out aspects considered that are part of the 1003 or in the verifications used in originations.Applicable to note buyers as you'd really like to see these aspects documented when the note was originated, that together with loan history really tells a story. :)Anyway, it could be a good spring board for questions that are never asked about notes.Like : Will a husband and wife always be required to be on a note/mortgage together?

Unless we're talking about an apartment complex owned by the same group where all the units are 100% identical (which isn't the case in terms of places I'm looking at). 

I’d say double check with your lender, but you will most likely be good with just the employment verification.

That our rate lock was good for 20 more days and we are already in underwriting that they just need us to send in letter of explaination ( for my hubby's identity theft that happened to him last year).Last correspondance with them is we were ready to close once we gave them the LOE's....

http://www.biggerpockets.com/forums/99/topics/108652-atlanta-market-update Although the demographics are not identical to that of Irvine, the area I live in and invest in is very similar to the demographics of the early Asian pioneers of Irvine California 15-20 years ago.

They give their transunion score, full credit report, employment verification, criminal background, and eviction record if you request it.

I need quick online tenant screening/verification resources.