The market is normalizing which in the short term can feel a little unsettling, but given run-up of past couple of years, some normalization is needed. 

I've listened to the podcasts and I've had a free account for awhile.

If so, the best call would be to sell it to harvest the tax free gains.

Feel free to reach out and I would be happy to share some information regarding this type of loan.  

I live in the Portland, Maine area and am currently launching my real estate wholesaling business as a short term strategy in order to build knowledge, capital, and a network so that I can eventually start investing in my own projects such as fix and flips, and both short and long term rentals.

At very least, run your proposal by other family members so no one gets bent out of shape.Third, a three-year balloon is super-short and ill-advised!

Free advertising.2. 

Also dabbling in Short Term Rental a little, about to acquire my 2nd STR property. 

It's free, and there's no sales pitches, just investors talking story. 

To avoid NJ taxes you’d have to do a 1031 to a new property in a tax free state.