Call around to the local credit unions and community banks and ask, “With my FICO score of ### what terms and conditions do you offer on your lines of credit.”

Or will the state of the union for flood premiums and future hikes be so insane after Ian we are really dodging a bullet from a future affordability standpoint anyway?

I've exhausted contacting all the common resources for traditional financing from banks and credit unions etc. in search of someone who finances these types of purchases to no avail. 

I would stay by talking to local credit unions that may have something they want to keep on their books as an investment for the bank itself (balance sheet lending is what this is called).

Just a quick update to all my fellow short term, multi unit or property investors in general..I've been working closely with both investor specific mortgage brokers and local credit unions on in house portfolio loans for pre-qualifications of several purchase clients. 

@Jen StekkingerI would suggest you speak with local banks and credit unions.

However, we are using a local credit union and it's taking longer than usual to finalize.

Is there such program or would these offers be best by checking out local bank or credit union?

Credit unions are good places to shop around for this type of loan.Just make sure your cashflow from the investment property is enough to cover the expenses for that property and have enough to pay down the HELOC you used for the downpayment as well.Happy to help!

@Tyler Fisher-  great  -  good luck and contact several  heloc  options   and  ask  the  other questions  noted  ...I would  recommend  contacting the smaller  to mid size  bank  and  credit unions in the  area  you are  buying for heloc options