We told each of the buyers that we had multiple full price offers and that the only way they cold sweeten the pie was to lower the closing cost that we would have to pay.

That's what we did years ago when returns on 2nds were generally higher and our private investors were making in the 10% to 12% range...but it would probably be lower today.

Offer is $605kOffer 2: Some unknown agent using Bank of America, offer $610k.Listing agent explain hey, they offer may be slightly lower, but A, I know Bank of America is going to cause a bunch of headaches in this transaction, and if the buyers agent who has no track record is letting a client use them, they probably dont have a clue themselves. 

Hi @Christopher Oliva,1) I'd be surprised if it's any different in Texas, but in California the rates/profit/etc for all down payment assistance programs are set by the non-profit and lenders brokering them in have zero ability to raise or lower them.

Cost segregation fees are for professional service and are fully tax deductible, so the true cost of the study will be lowered depending on your marginal tax rate. 

I’m just doing a BRRRR on tri plex, had to pay cash for the building and rehab.Then when it’s appraisal ready should get 70% loan to ARV Or all the cost, whichever is lower.

no absolutely not but at the same time I'm going to be cash flow positive based on conservative estimates and only have about ~10k into the deal.Here in NJ, the higher HOA fees are offset by the lower taxes on the condo. 

If he offers to charge you a lower interest rate, accept it graciously.You are only paying him interest on the money borrowed.

One consideration is if it's up to 4 units, I could refinance later on with a conventional loan to get a lower interest rate, so all things being equal I'll hunt for that. 

Hopefully @Dave Foster will chime in if I’m wrong but my understanding is you’ll be taxed on cash you keep or any lower balance mortgage you obtain.