My primary investment target is local farmland, from which unused and transferable residential development rights can be clipped and sold.

If they want a 5 year primary lease then the rent increases EVERY YEAR.

I have a mortgage on my primary home but it’s not huge (~115k, recently refinanced for better rate).

All of this case law could be applied (at the Federal level) in considering what constitutes an unacceptable delinquency rate for loans made on primary residences if the courts agree.Any operator, no matter how small, should be prepared to defend their delinquency rates, and to work smarter and more effectively at decreasing them.

PenFed doesn't have interest-only but they do 15 year HELOCs on investment properties up to 80% LTV.Navy Federal does interest only HELOC's on investment properties up to 70% LTV, but not in Texas...one often recommended but, sadly, one to eliminate.Regions, TX: Generally the maximum loan to value is up to 80% for a 1st or 2nd mortgage on a primary, secondary or investment property.A minimum $4,000 draw is required for Texas Home Equity Lines.

Hi Darren,No I am not doing anything with the townhouse...It has a small mortgage under 80k and is my primary residence...so if the market goes to hell I can sail through no problem....Over leveraged home owners and investors will be the ones hit hardest.....when they owe$500k on a condo and overnight the price drops to $200kGet rid of debt if possible......

It was my primary residence until I moved into a larger home.

I don't have that kind of liquid cash, so I'll have to take out an equity loan on my primary residence.

The last primary residence we purchased was with a VA loan. 0% down, the seller paid 14k in closing costs.

This is my primary too, not a rental.