Do not fear the "due-on-sale" clause.

I don't talk about real estate investing with everyone but when it does come up there isn't usually negative feedback, just rather: "I wouldn't know where to start"  Fear of tying up money, fear of buying the wrong property, not knowing what makes a good deal, etc.  

I'm tired of living in fear and want to get my first one under the belt.

Not only does this look like a bluff... what you are describing matches similar phishing emails I routinely get from hackers (Russian hackers) telling me that I need to click the link to clean my account or reset my password.This is the kind of notice that is served in a letter, with a signature... not a header-less email with a deadline in 1.5 weeks.Someone probably got the "bright idea" to hire a some random VA in the Philippines for $2/hour asking them to email a database of property owners that blanket message in the hopes that someone will just reply back, cough up the money our of fear and.... voila!

(It would then be December 1st and my fear is someone in the courts will feel sorry for this guy as its cold out at that time. 

Those that succeed are those that don't let fear, hardships, obstacles, roadblocks, etc stop them.

I also have somewhat of a fear that I will find a property, but no buyer since I do not have a buyer's list developed. 

These points should help do two things, 1) the seller get some fear and 2) give some value to your offer.Let us know how things go.

Therefore everyone needs to manage their learning curve and fear or comfort zone.

However, I do have one fear.