My credit score is in the mid 615 - 630 range.

He was in his mid 60s then, he screwed up, got caught as investors complained, had a string of charges from postal fraud (as he used the mail), SEC violations, investment fraud, licensing issues, along with other stuff they stuck him with, he got 20+ years!

If you track your marketing results, I would just do it for a week, month, etc and see how your results compare to other forms of marketing you're currently doing.I have not done yellow letters but I have done bandit signs in and around mid-high level income areas and have had good results!

Mid month.

I worked as a DJ & bartender in the mid 90s in nightclubs in Roppongi.

Is there a mid-range quality option I can buy elsewhere?

Mid-Late 90's I believe, or that's about when I found that a contract-for-deed/land contract was not doable in Texas.

I've been looking for a PM and I'm going to interview two more in mid January.

So it's impact on real estate financing will be zero in the near to mid term.

(I used to do email marketing and website conversion optimization) Negotiation is a pretty good one of mine too.Again I am not an expert in direct mail at all but I think without any distress and not even being absentee you probably will need a MUCH bigger list to hit a meaningful number of leads.I actually agree with you that you never know and if you are in front of them (And I will guess few if anyone else is hitting those mid level equity owner occupants) you might get some deals eventually.If you are taking this route you might want to look into EDDM from the USPS.