The main concern is that you are not sure of the value.

Hey Jason, thanks for taking time out of your busy schedule to give me some knowledgeable advice about this topic.all I need now is to know how to keep my attorney fee's down when creating these contracts lol, which I would like for my lawyer to draft so that way i'm well protected at an advantage (my lawyer charges $320 an hour, thats why I'm concerned about this issue).

. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ http://www.iht.com/articles/2008/09/07/business/fannie.php The U.S. government's planned takeover of Fannie Mae and Freddie Mac came together hurriedly after advisers poring over the companies' books for the Treasury Department concluded that Freddie's accounting methods had overstated its capital cushion, according to regulatory officials briefed on the matter.

My main concern is the legality of the purchase option agreements.

My concern is that this is NOT mentioned anywhere in the contract.

For initial developments, i think you should start with a blog posting and do some research work through it.What are the main concerns you should add them in your websites.

I understand the quality issue.But when 90% of the people that get your cards throw them away I dont see the point.I would rather save money and send out MORE cards, then sturdier cards.I think the message is more important than the method sometimes. if you have a compelling message/call to action, people wont care.Thats my opinion.

Thank you for your concern.

I realize not everyone fully understands accounting methods and processes, but here it is in a nut shell.

My main concern is getting ripped off by rehabbers.