The issue that I'm facing now is whether I want to pull it out against one of my rentals or on my primary.I have found a bank that will allow me to borrow as a second lien on rentals but their rates are higher than what I could get when just doing it against my primary.What I'm most worried about is what happens in a worst case scenario, should something drastic happen in the market.From what I understand, using the money against a rental doesn't necessarily provide much more of a safety blanket in case things hit the fan because if, somehow, the HELOC lender can't recover their money, you'll get sued anyways.

I looked at both Relay and Baselane and ended up going with Baselane.

I'm not a part of that organization, but I'm curious, what would be the goal/the outcome that you'd be looking for by joining?

Thanks for the tip on Fountain Hill.

@Logan M. those homes look nice!

Quote from @Russell Brazil: Congressional Insurance Associates out of Germantown.Thanks for the tip, bro!

And you have to live in the same unit as the guest, bedroom doors cannot have outside locks, and you can host at most 2 guests at a time.

The "retain benefits" button is of course working just fine...Man this does not give me good vibes at all.

(We individual investors or Long term Lenders can't borrow at that rate) Mortgage rates typically follow the 10 yr Treasury yield. 

Here's a comparison of the two:1.