There was a thread on here like a year ago "PROPERTY VALUES CANNOT OUTPACE INFLATION OVER TIME, ITS IMPOSSIBLE" something to that effect.

So if you bought the property for $500K perhaps $25K of that would be allocated to the pool and the remaining $475K would be split between the property and the land value.

I can fairly easily obtain financing (30-year fixed is generally what I go for) on the remaining $700K.

I feel less confident in my disisions  lately because of an over inflated realestate market.

We tend to use the remaining funds to buy another multifamily and live there for another year.

Everything about the RTA and LTB regulations is on line.Your tenants leases are cast in stone for as long as they wish to remain as tenants unless they voluntarily agree to any new lease you offer.

One thing not yet mentioned is that some owner occupant loans require that the property remain owner occupied for the duration of the loan.

The government takes the position that you own $400,000 in assets and as long as you reinvest and remain fully invested at $400,000 you can defer all of your taxes, but when you either trade down or pull cash out you will begin to recognize and pay your taxes. 

This was during a time when inflation was running 10% or more.

So I'll discount my replacement costs by the amount of remaining expected life in the cabinet doors.