Sympathetic yes, because I’m smart enough to understand the effects of income inequality and a disappearing middle class, and I’ve been in a similar position before: no savings, thought I’d never own property myself which is how many tenants still living hand to mouth feel.

Rent it out and over 1 year or 2 when it gets close to stage 4 selling the last few homes there is usually some nice built in equity spread.If you are buying an existing home at 1% rent to sale ratio and holding try finding an under valued property in a nicer area where at least rent growth should be stronger with a good mix of appreciation.

I have a owner occupied duplex with at least 100-150k in equity.

Next year we bought another property and this year another MF (closing April)We plan on continuing the same trend every year by buying right and treating each acquisition as its own entity, buying under market value that way we have built in equity and maintaining clear communication at all times (good or bad).

I run a portfolio with about $14M in equity between my mom and myself.

@Kalyb Coats I'd buy 5 cash flowing properties...then once I've got $40K in equity in each, I'd cash out refi and buy 10 more.

Congrats on the increase in equity Mildred!

See 2006-2008.What actually happens is you buy more loan for lower return with an innately higher risk of loss due to the higher probability of a slide in equity.  

The best way may be to decide what is a minimum amount of equity you want, cash flow, turn around time to profit(terms)or return on money. in this case you have will make 200 per month/ $2,400 per year in cash flow $20,000 in equity and a 6.67% return on your investment.

With buy and hold investors are they looking to buy with built in equity, and or improve value to refinance get back equity, then rinse and repeat.