Including 30 year fixed products. 

A good market for me includes at least 1Million population with low unemployment, good jobs, cheap houses and business friendly and fiscally responsible city / state (check their credit rating).

I would also include a hold harmless statement (as given to you by your attorney).

why not secure a  construction loan that includes a portion of the purchase price and hard costs?  

Lenders will look at your balance sheet, normally requiring a personal financial statement which includes all of your assets and liabilities.

Hi, when im trying to figure a cap rate do I include the closing cost into the purchase price on that not taking into the equation ? 

Comments from his VRBO page included 3 things:  Mattress protector was noisy, no exit instructions and limited kitchen items. 

We purchased the property for 59K including closing costs, insurance, etc.  

That income can be ANY legal and verifiable source of income,  including wages, SSI/SSD, food stamps,  settlements/child support etc.   

. ($20K total out of pocket including closing costs).