Like you, I also value Family, Health, and Personal Growth highly.

I am truly a private lender, (I have a different full time job) and have done lending with one person I know and trust, he came highly recommended.  

SD has a historically high appreciation rate and it sounds like you also did a lot of work to it. 

Does anyone have any experience in buying OYO/community apartments?

Some believe in cash flow later down the road by buying class A/B in high appreciation areas.

I would highly recommend hiring a lawyer to understand the eviction process and to help with the Rental Agreement. 

I just don't think because it's cheap(say lower B, and C class) outright that it means it's valuable.In a high(er) debt environment, less is more.

Once you have a modern system I highly recommend the Honeywell 9000 series wifi thermostats!

@Kyle Klineall great questions and this is the challenge right now with both prices and rates high. 

Types of investors who want to find hard money lenders include:Investors with high debt-to-income ratiosProperty investors who cannot get a loan from a traditional lender or bankInvestment property developers who need fast access to fundsCommercial property developers who need a bridge loan but cannot get one from a traditional bankSometimes, homeowners facing foreclosure may utilize hard money loans to avoid losing their homes.https://www.biggerpockets.com/blog/how-to-become-a-hard-mone...