Follow the "cones" of federal spending as referenced by Richard Marbury in "The Clipper Ship Strategy". 

A experienced lender would have ordered an "as-is" appraisal as in many cases utilities cannot be turned on prior to closing  and it is a federal crime to alter a hud home prior to closing

I did have some luck in the past with refinancing a rental as a primary residence with State Department Federal Credit Union.

Certain federal government liens and owner rights of redemption will not be extinguished via a foreclosure.

Also, many of them are in violation of the law on the local, state, and federal level.Like any form of real estate investing, arbitrage is a sort of get-rich-quick scheme where these so-called investors attempt to get something for nothing.

Only 12 states require NMLS  you can go the NMLS website very easy just type that in your browser then do agent look up.. and type in the persons name.. for instance type in my name and you will see me come up.. this is the federal registry.. and U need a state license as well as this.for the other states this is not required. 

I’ve received the inspection report, which shows the boiler needs some work (baseboard heat) and the electric panel needs replaced (federal pacific box).

Federal Hill and C/D areas Belair Edision, Biddle Street areas) and several In regular Maryland markets, like Bowie, Crofton, Severn, and Washington DC.  

If you use a federally-backed loan like FHA or VA, the standards for property condition are extremely tight. 

Also does not hurt to try to find captive companies that are competitive on price as they at times have better claims service and more comprehensive policy with agents who know the products better as they only have to know 1 company policy vs 10. in Minnesota Farm Bureau, federated etc..