A score is just a snapshot in time, anyway and - as you discovered - can (and does!)

I did not get the facilitator's name because of the noise but it was no secret he efforts were to sell his product.

I just started reading "The Book on Rental Property Investing" (which is how I discovered this site).

I usually pay about 10% down (about the same cash you would put down for a SFH in the burbs).When you borrow money from banks to finance real estate, you’ll quickly discover that a group of rental houses and small apartments, properties with more than four units are a whole different kettle of fish than financing the home you live in!

Just curious, I'm not looking for any secrets.

You must constantly stay on guard against the “slicksters” who expound on softer, easier and faster methods that will make you rich, I have discovered this vulnerability in myself.

So happy to have discovered BP.

But, I went to a Meetup here on Saturday & discovered yet another scenario.  

That wouldn't qualify if your intent were discovered to be resale rather than hold for productive use.  

You'll discover in this game, or anything really with regards to success, that the biggest obstacle is always mental.