I have been using tenantreports.com lately; I get a discount code from being a member of certain real estate groups, and with the non-discount price being reasonable to start my discounted price ends up less than what other landlords are charging for their application fee.There are other tidbits contained in the credit report that are quite useful in tenant screening.

Additionally, many insurance companies prefer to write both property and liability in a package policy and offer discounts that can make up a significant portion of the liability premium. 

I'm still getting a good discount--15%, and there is no inventory in the area. 

You should be able to get a good discount, and you might not need to put 20% down. 

Don't discount the value of the investor in this case because of lack of multi-family experience.

Whatever multi-multi apartment building comes up at a great discount, divide the number of units by 4 and line up the resulting number of (first in first served) savvy veterans to live there (a year), and they get to rent all those (huge number of) extra units!

I applaud this, I do not have an immediate need (other than an offset sewer line 9' deep, below a drive way).

Effectively, that's really only a 7.7% discount off its as-is value for you.

Teachers, firefighters and emergency medical technicians can qualify to buy a home at a 50% discount. 

I got a deep discount on the program and they guarantee a min of $25k of cash credit with no PG