Curious if it could wind up cutting interest rates a tad due to decreased costs by the banks, or even provide better loan/financing products for investors or better terms.

I believe this significantly decreases the potential profits of the home.

If a crash comes, be prepared to purchase at bottom prices and make even more money.I think the reason people say "Cash flow is king" is because if your property value drops by 20% and rents decrease some, at least you'll still be able to pay for the property mortgage. 

Imagine that the economy tanks, and the value of your property decreases.

Some investors get worried investing in New Brunswick due to the population decreasing over the last census period, but the Moncton CMA actually grew by 4%.Happy to connect with anyone wanting to discuss investing in the Maritimes or investing from a distance.Brad

Now, if rents don't cover costs or if you think the market has a good chance of decreasing, flipping probably makes sense.

Florida is a promising state for real estate investing for several important reasons, including: 1) Florida receives an outsized portion of domestic migration from within the U.S. 2) Preservation lands restrict the availability of vacant land for future development, decreasing supply while demand continues to rise 3) Florida's population growth rate is more than twice that of the U.S. rate.

I know plenty of people swear by it   But that’s following the crowd to me  https://spectrumlocalnews.com/nys/hudson-valley/news/2019/05/09/newburgh-police-celebrate-drastic-decreases-in-violent-crime--plan-next-steps-for-a-safer-city

I know hard inquiries stay on your record for at least 2 years and with every loan, your age history decreases, but I don’t know the impacts of that on a large scale.

If you are single and steadily employed, I'd say you can afford to take out a lot more than 25% of the equity.So here are my general thoughts:1) Unless you have a reason to believe your home's value will decrease, it's a safe play.