The slight extra they are allowed to hold is to cover annual tax and insurance increases that they can't effectively predict and budget until that year's payments go out which is too late to collect them. 

I think what saved you from further damage is the local knowledge and family on the ground.

Most effective means to advertise and generate leads will take some money.

That filing could affect the recent purchase because its effective date would be the new date of filing. 

Which 1 is the Most effective with response rate targeting delinquent property taxes?  

But whereas it has fallen into disrepair and has some water and termite damage and needs hundreds of gallons of paint and hundreds of yards of carpet, it has potential.

We have pulled out drywall and ceilings in areas of the home that need to be replaced from old water damage.

It's when he installs it improperly and causes $30,000 in interior damage.

Very little smoke damage in attic was all.  

In Calif with a licensed MFU 5+, the fire marshal requires working CO+Smoke detectors and annually replaced extinguishers.In 2013 a cigarette lit the couch on fire and we suffered $95k damages.