I did try a few local banks, but they want to use my personal income and credit score for loan decision rather than asset based.

A line of credit to use if I need it. 

no""Can you have them check their MYLowes card to see if the color is on it by chance""They did and it is not""My clients want a credit for the time and paint so they can get a chip and take it in to get matched and then they want a painter hired to go in before closing.....

These are typically built with some type of government subsidy or incentive such as tax credits for the developer in exchange for the leasing restrictions.

I'm eager to build business credit.

Particularly someone who I could open a line of credit with to make it easier to fund the repairs on projects without tying up my cash.

Aside from a down payment on a home and money I can afford to take from my weekly pay, I will be probably paying for most things on credit for the first flip.

I have an LLC, and my bank is offering a line of credit to my LLC. 

I hate to be the barer of bad news but financing you very first flip is one of the very worse things you could do simply because of murphy's law and if anything goes wrong with your flip you are still on the hook for paying back your loan and once you get a black make on your credit it will take years to erase that off your record if at all.

Now I guessed my interest rate using my my credit score and a few websites so I don't think that is the best way to get them and if anyone can give some insight on how to get more realistic rates I'll really appreciate it and ill refine the report.