I read this 5 times before the headache I was getting made me stop.First, NEVER give rent credits, or Option Consideration Credits unless you want your Lease Option to be declared a Land Contract and have all of the rent and Option Consideration Money credited towards the purchase...as in a Land Contract.Second, please run through this again with an example using number$ with Dollar signs in front, so I can figure out an answer to your question...or figure out exactly what you question is as it pertains to Lease Options

These considerations encouraged us to consider a clean sale or perhaps a VTB with sufficient down payment and higher mtg %.

Cash flow is one consideration, but not the only consideration.BRRRR is most effective when you're purchasing with all-cash or something cash-like (like hard money.) 

Although they lend based on the performance of the building, they also take the borrowers financials into consideration. 

Call them, or go in person and take a friendly air and tell them what you want to do, and ask if there are any building or zoning considerations you should know about.

After much research and consideration, I've decided that I don't have the time to be an active real estate investor, and I've been researching various passive investment opportunities. 

Most either need considerable work, or are in D areas. 

Alot of things go into consideration when talking about investment properties...Location, amount of repairs, roi's, price, etc..I'm an investor here in the Tampa area as well as a licensed real estate agent.

@Mandee H. there is a couple considerations here.

@Cara Murray  From one considerate person to another, Thank you!