Can someone explain the difference in wraparound mortgage and subject to the mortgage to me and is one a better tool.

It's a good group of people and a fairly collaborative community in here 

Agreed.The 401k, and it's nonprofit counterpart 403b and their non-employer based friend IRA, are excellent tools for a host of reasons.

What are some tools you guys use to find these groups?

We have access to tools and data that you would otherwise have to pay a pretty penny for.

What is the best tool to find owners information on homes that this may work with if the owner doesn't reside at the property.

If you are paying hourly, if they do not have a full time contracting business, if you are supplying the tools, if you are directing the work, and other factors will go into that determination.   

There are services which allow them to complete the application themselves online; some services even allow tenants to sign a lease with you online using the same platform (and offer other tools like online rent collection and managing maintenance requests). 

What do you recommend for a newbie like me.Marketing tools am using: VA, SMS and yellow letter.Looking forward to connecting with all of you and in the future mentor a newbie.Claudia

He can contact a mortage companies and ask them about FHA loan.Have you had any good luck using one of the tools in BP to find lenders?