Does the lift on owner occupancy applies to existing ADU built before 2020 in East Palo Alto or other cities other than San Jose?

I am fully aware that much of the technical stuff you guys discuss would not apply to the danish laws and regulations.

You've heard that you have to occupy a home that you purchase with a personal loan at 5% down for one year so you can't rent it, and you're applying that to a multifamily or roommate situation with the same property.The reality is, you can rent your property immediately as long as you occupy it.

Applied a flat % gain on rent increases annually, doesn't account for mortgage payoffs, applies same tax rate across time regardless of income changes, etc. 

One time i paid off a loan and my escrow account had 9k in it.. they never got it to me I forgot about it until someone was checking with lost funds in Oregon and noted i had 9k sitting there LOL.. which i applied for and got back but 5 or 6 years later :)   

@Nicholas Welch I would look for a lender that can apply the existing rents to your income.

Some questions I have before getting started is 1 should i apply for a bigger loan and purchase 2 properties or stick for one more expensive rental property?

In this scenario if 50% of the roof was under the panels they apply 50% of the roof cost within the 26% ITC.You can get the ITC on multiple properties but again a CPA would base the amount claimed as a percentage of time spent in those properties.

I/We are aware that it is a Federal crime punishable by fine,imprisonment or both to knowingly make any false statements when applying for this mortgage, asapplicable under the provision of Title 18, United States Code, Section 1014 and Section 1010.

I would like to continue applying this strategy one to two times each year and let my properties pay for themselves while paying off my loans and making a little money on the side in the meantime.