Personally I'd work to find a way to hold out.

Ideally, I’d love to house hack again for a year, then purchase a single family after a year to eventually sell or rent out.

If you ever need assistance with rental analysis for properties or good areas to look into for rentals, feel free to shoot me a DM, I'd be happy to assist. 

If you're seeking properties with good cash flow, I'd love to get in touch.

In short, I'd take a step back and ask yourself if you're just looking for the investment benefits of real estate (cash flow, appreciation, tax benefits), or whether you want to build a side business around real estate investing.

I'd be open to meeting you sometime as well. 

I'd change it a little as follows if it were me to separate lines, but it shouldn't matter a whole lot:Smith 401(k)Tammy Smith Ttee

In this scenario I'd recommend approaching your lender first and getting a bank appraisal on the property to figure out how much $ you technically have to maneuver with. 

But if they pay it off I’d net 2.6 million.

I'd also recommend visiting those markets in-person if possible to familiarize yourself with area and make connections with locals.