Since LA has banned STR for more than 90 or 120 days, requires one to live in the property for 9 months or so and ADU's or guesthouses cannnot be used as STR, how does a host pass the Material Involvement test?

Working with distressed homeowners requires grace and patience. 

I'm not sure if this is always a requirement or recent due to legislation against steep rent increases.

The fix and flip loan will either more expensive, a higher rate, or generally a bridge loan without rehab (it may also require more down) in most cases. 

FHA is the only time there are hard/fast requirements.

Make sure any down payment assistance programs fit your goals and financial position by carefully reading through their qualifying requirements, terms, and conditions.

@Jessie Cervantes DSCR loans require 25% down payment and are higher interest rate than a conventional 30 year note.

I have two 3-family homes and 1 duplex, none of which trigger the commercial loan requirement.

The work that has been done shouldn't require any services calls for a some years.We haven't put any top end items to the home.

Good Morning Has anyone in the KC, MO area looked into or purchased insurance to cover exterior water/sewer lines?