Carl the term house hacking refers specifically to renting out part of your primary residence. 

rate/term (i.e. no cash out) are typically 95% LTV, but truth-be-told, I don't quite understand what you're asking.I will say that down payment on a traditional mortgage (i.e. conventional loan) cannot be a loan.

This podcast is a great reference for direct mail https://www.biggerpockets.com/renewsblog/2014/07/3...

Typically, the IRS likes to see at least 2 years. 

They do a great job and we refer a lot of clients to them for out of state investors that invest locally here in columbus.

Ask him for references from current users.

He or she will tell you exactly how much they can finance based on the current interest rate and the Debt Service Coverage Ratio (DSCR) that they need (typically 1.15).

Any help or referals would be greatly appreciated.

Before starting my abatement firm I owned a testing company, which provided the analysis & narrative reports, such as the one which contained the lab results you referred to.A large factor in "what to do with it" is based on what your intentions are with the property. 

Hi Robert, I operate out of the Tampa area but would be happy to refer you to an experienced realtor in North Florida.