I don’t trust anything from Fox News since the dominion lawsuit, when it became known that they don’t even believe their own news lol.

So unless you have 20-30% for the down payment on a 5 -50 million dollar apartment building/complex, then you are going to need to raise money for that.

If you can maintain around a 50% equity position, your payments will still be low and you will still have good positive cash flow.

I currently have the down payment and had it pre-approve!

I assume the LLC will be disregarded for tax purposes and since it is only spouses who are members the transfer can be treated as not being a sale...similar to when I transfer property into/out of our trust for estate purposes.

The Garn St Germain Act allows transferring an owner occupied residence into a trust for Estate Planning purposes.

My mortgage payments on the duplex increased dramatically over the last year as well, and currently it is appraised at 720K with 4,100/mo rent.

Sell them and put a down payment on something bigger? 

If you get any down payment or closing cost assistance, sometimes they’ll have their own minimum requirements too.

Have a purchase agreement on my first duplex and wanted to know if I should trust the Inspector that my real-estate agent selects/ recommends or find a 3rd party one that might be more impartial.